Baltimore, Maryland, to get short term loans for solar panels

Solar energy is about to get a lot less expensive in Baltimore, Maryland. A California-based business is going to offer zero-down and bad credit loans of photovoltaic equipment. These solar power rents are set to last 20 years or more.

MD with solar power

In Baltimore, a California-based company is stepping in to get solar power on more roofs. Zero down loans and rents can be offered to homeowners and businesses. This could be for all photovoltaic systems. The customers will need to pay the loan over the course of 20 years, which will cost much less per payment than a short term loan. If you are a consumer and hook your photovoltaic up to a municipal power, then you will end up having to pay less.

Details of solar energy

The biggest barrier to most homes and companies switching to at least partial solar energy has been cost. The cost of a basic solar energy system costs a lot. In fact, over $20,000 is paid for it. Some cities and states have tried to encourage renewable power systems by offsetting the costs with tax credits. SolarCity, a company in CA, is taking the idea private instead. Photovoltaic systems can be received with just a monthly fee. This is what SolarCity is offering. A short term installment loan is made to all of the homeowners and businesses that want the equipment while the business gets paid back over the years.

The effects solar energy could have

The way SolarCity makes money is through a rented power system. Still, is it wise financially to make this choice for consumers? Possibly. City power is what the solar energy systems could be tied into. Then, the power business can buy back excess power. The cost of maintenance and installing the power system needs to be balanced with the power bill savings that is coming in. The short-term loan of equipment can surely be worth the savings if power rates are high.

Articles cited

Baltimore Sun

articles.baltimoresun.com/2011-01-24/business/bs-bz-solar-lease-20110124_1_photovoltaic-systems-california-firm-leasing

Qualification issues get Emanuel tossed from Chicago mayor race

The Chicago mayor race has lost at least one candidate for now, that being Rahm Emanuel. Emanuel’s candidacy was contested on grounds that he did not reside in Chicago enough to qualify, however his right to run was initially upheld in court. That judgment was appealed. The appeals court overturned the decision, and Emanuel is out of the race for now. It makes you wonder how many more payday loans could be taken out to bring this battle back to the courtroom.

Prospect Emanuel out of the running for Chicago mayor

For the moment, it appears that Rahm Emanuel is out of the competition to be the next Chicago mayor, according to the Chicago Sun Times. Emanuel was found by the Illinois Court of Appeals to not have satisfied residency needs to run for office. In order to run for this position, Emanuel left his position as White House Chief of Staff. Current mayor Richard M. Daley will be stepping down. He had been mayor since 1989 though. Legendary Chicago Mayor Richard J. Daley was Daley's father while Daley is also brother to William M. Daley who was White House Chief of Staff before Emanuel.

Emanuel doesn't meet requirements to be eligible to competition

Rahm Emanuel went to court once before. This was also for the Chicago mayor case. Emanuel was confirmed eligible to run for mayor in December 2010 by the Chicago Board of Elections. When challenged in court, a Cook County judge held up the ruling. There was an appeal on the decision though. With this appeal, Emanuel was taken off the ballot as part of the ruling. The law states that a candidate has to have lived in the city in which he intends to run for at least a year prior to election day. Rob Halpin had been renting out the Chicago residence from Emanuel while Emanuel wasn't there. Obviously Emanuel hadn't been living there at the time.

Appeal is very possible

This decision might be appealed by Emanuel. It’s very feasible that the Illinois Superior Court might say no to an appeal thinking about the attorney who did the appeal against Emanuel explained the opinion on qualification really well. If no appeal is filed, Emanuel could be stricken from the ballot.

Information from

Sun Times

suntimes.com/3469419-417/emanuel-court-ballot-mayor-rahm.html

Super Bowl is going to be Packers versus Steelers

After the NFC and AFC Championship games, two teams are going to the Super Bowl. Super Bowl XLV, or Super 45, will include the Green Bay Packers and the Pittsburgh Steelers. The two teams face off on Feb. 6 at Cowboys Stadium in Arlington, Texas. If you plan to go to the Super Bowl and do not already have tickets, you would be taking out a huge personal loan to buy one.

Steelers and Packers in Super Bowl XLV

When it comes to the Super Bowl, you will find very few events on TV that come even close to comparing to it. Just the Super Bowl commercial spots are worth millions. The 2010 Super Bowl set a new record by displacing the “MASH” finale for most watched television event in United States history, and the 2011 Super Bowl is on track to beat that record. The game will undoubtedly be on Sunday, Feb. 6, in Arlington, Texas, at Cowboys Stadium. Super Bowl XLV will kick off at about 6:30 p.m. on the Fox network. The half time show is going to be featuring the Black Eyed Peas this year. Mike Pereira, Joe Buck and Troy Aikman shall be within the booth during the game while the pregame analysis will undoubtedly be done by the Fox NFL Sunday team.

Pittsburgh defeats Jets

Pittsburgh and the NY Jets, including Rex Ryan, were to play within the AFC Championship together. This was after the Indianapolis Colts and New England Patriots were beat by the Jets. It wasn’t to be, as the Pittsburgh defense kept the Jets at bay until the fourth quarter. Despite signs of life from Mean Gang Green, Ben Roethlisberger and business emerged with the victory and the AFC title.

Pressure to Chicago is unbearable

When it comes to the Chicago Bears Green Bay Packers rivalry, one of the most significant games happened when the Green Bay Packers went to Soldier Field. During the game, Chicago QB Jay Cutler left the game with an injury, backup Todd Collins was benched after one series, and rookie QB Caleb Haine came in to try to finish the game. Even though Haine did well, the Packers' defense was amazing which included a touchdown made by B.J. Raji that was initially an interception. Sam Shields ended up winning the game with another Green Bay interception.

Fahrenheit to Celsius formula gets very same result at forty below

Switching Fahrenheit to Celsius helps other countries relate to U.S. temps, until the mercury reads minus forty. Everybody in the world is on the exact same page at forty below zero, when both Fahrenheit and Celsius agree for one degree. The temp dropped to the convergence point and kept on going in International Falls, Minn., on January 21, where the thermometer read 46 below (-43 Celsius). People will be getting a cash advance and moving to warmer climates if the temps ever got that low. Source for this article – Fahrenheit to Celsius temperature conversion merges in cold snap by MoneyBlogNewz.

Cool weather on Fahrenheit or Celsius

You will find several tools on the internet in order to convert between Fahrenheit and Celsius. It gets so cool sometimes that the temp does not even matter. “The Nation’s Icebox” is the claim to fame for International Falls, which hit the lowest temps there since individuals began keeping track in 1897. There have been a lot of chill warnings issued from Maine through NY and PA and into Michigan. This is what the National Weather Service reported. Negative degrees Fahrenheit, or -32 Celsius, is what the wind and temperature together will make it feel like, which is the warning.

The Fahrenheit scale

It became important for there to be conversion between Fahrenheit and Celsius. This was in the 1960s that it happened. The English speaking world, and other countries, was using the Fahrenheit system until then. German physicist Daniel Gabriel Fahrenheit started the scale in 1724. In tests he determined zero by placing a thermometer in chilled brine. He got 100 degrees be getting a thermometer in someone's mouth. Other scientists noticed that the freezing point of 32 degrees and boiling point of water at 212 degrees was about 180 degrees apart. The human body got changed to 98.6 degrees Fahrenheit or 37 degrees Celsius with the Fahrenheit scale was changed to make it exactly 180 degrees.

Switching to Celsius from Fahrenheit

A Swedish astronomer came up with the Celsius scale in 1742. This is who it was named after too. Boiling point was at 0 degrees and freezing point was at 100 at first. Humans normally perceive temperature the opposite way though. That's why, by 1744, the scale had been reversed. Much of the world accepts this new way. That means 0 degrees is freezing while 100 degrees is boiling. A degree of Fahrenheit is equal to 5/9 of a degree Celsius. Before simply typing within the numbers on the Internet, Fahrenheit to Celsius temperature conversion required a mathematical method: (F – 32) x 5/9 = C. One example is; (98.6 F – 32) x 5/9 = 37 C.

Articles cited

AFP

google.com/hostednews/afp/article/ALeqM5jZnirgpNLnUmm3I14-GU1ImIrLvg?docId=CNG.7ffd4f2e62ccb3576e8e09bd39028670.e71

Bloomberg

bloomberg.com/news/2011-01-24/new-york-u-s-northeast-face-one-more-day-of-frigid-cold.html

Alternative Energy Blog

tampile.com/blog/2011/01/temperature-conversion-guide/

Wikipedia

en.wikipedia.org/wiki/Fahrenheit

Studies connect insomnia to being overweight and reduced memory

In 2 separate tests published this week, sleep disorders has been linked to negative health outcomes. One study shows that sleep disorders contributes to obesity. This impact is especially strong in children. By getting enough rest, adults can also improve their memory function significantly. Source for this article – Studies connect lack of sleep to obesity and impaired memory by Newsytype.com.

The ways rest and weight problems link together

Researchers studied the rest habits of 300 children, ages 4 to 10 years old. There was a link between obesity and the children who didn't rest regularly. The amount of rest the kids got didn't correlate. It was just the change in resting patterns from day to day. Dr. David Gozal, who was a lead researcher on the study, explained the results by saying “We think that the direction of the arrow is you sleep less, you eat more, you exercise less because you’re tired, and therefore you gain more weight.”

Memory connecting with rest

Nature Neuroscience today is a journal. Another rest study was published in it. It was found by German scientists that about 25 percent more information was retained by subjects who took a nap right after studying than the others. The theory is that memories, which are first stored within the short-term hippocampus region of the brain, “download” during sleep and are stored within the long-term portions of the brain. Memories become stronger in rest. That is the basic idea.

Getting more rest

It does not matter what age you are. Getting enough sleep is difficult for most. Younger kids should be getting nine hrs of sleep at night. That is the recommended amount. "Enough" rest is between 8 and 10 hrs for adults. Sleeping until you naturally wake up is what enough sleep really is. There is good news. It’s possible to "catch up" on your sleep too. You should certainly catch up on rest during the weekend. It can reduce weight problems risk from 280 to 400 percent.

Articles cited

AFP

google.com/hostednews/afp/article/ALeqM5ir9Aq3KpWK1wbwDG1A9sqQLxq0nQ?docId=CNG.3d70bb040bdfdd29691ee978be81fc1a.2e1

Fox News

foxnews.com/health/2011/01/24/study-sleep-extra-pounds-kids/

Bloom Energy offers ten-year contract for inexpensive energy off the grid

Bloom Energy is a California company that has developed a fuel cell called the Bloom Box. The Bloom Box is a self-contained source of power. So far its on-site application has been cost prohibitive for the mainstream. To solve that issue Bloom Energy has created the Bloom Electrons system to eliminate the Bloom Box’s upfront costs. This could help several people get Bloom Box without needing a payday advance to sign up.

The Bloom Electrons System details

The clean energy sector was happy to welcome in Bloom Energy. The Bloom Box seemed perfect. There is hardly any kind of carbon footprint that comes from the Bloom Box that is an "energy server" that has a chemical reaction making electricity. Each Bloom Box costs more than $700,000. To date, only large companies for instance Google, eBay, FedEx and B of A are Bloom Energy customers. More people might want Bloom Boxes with the Bloom Electrons being created. In order to do this, Bloom Energy has partnered with Credit Suisse and Silicon Valley Bank. Bloom Electrons is a financing company that offers 10-year contracts for electricity from on site Bloom Boxes at a fixed rate.

Powering Bloom Electrons with clean energy

Bloom Electrons allows corporations to go off the power grid using Bloom Box energy with no upfront costs. It’s expected that a Bloom Box bought upfront could be something businesses start to benefit from within three to six years of having it. The money is all made up by then. With Bloom Electrons, Bloom Energy said businesses can start saving up to 20 percent immediately on what they’re paying in CA. CA is the only place Bloom Electrons is accessible in. Electricity currently costs about 10 cents per kilowatt-hour. This is average in the U.S. Power could be produced at 14 cents per kilowatt-hour by Bloom Boxes. Bloom Electrons energy comes down to about 7 cents per kilowatt-hour with the CA subsidies and federal clean power incentives.

Seeing Bloom Box all over

The need of subsidies is something Bloom Energy is trying to get rid of. The company states it will be another three to five years before the Bloom Box could be offered this way. The Bloom box production could have to go up first so that the Bloom electrons system demand could be met. If you look back 2 years, Bloom Energy wasn't very fast. About one Bloom Box a month was made. Currently it can ship one a day. Production price is something Bloom Energy hopes to be able to reduce while increasing production of it. That way, the creating world can be able to have access to it eventually.

Information from

Business Week

businessweek.com/technology/content/jan2011/tc20110120_212633.htm

TechCrunch

techcrunch.com/2011/01/20/bloom-launches-financing-service/

Reuters

reuters.com/article/idUS9777404420110120

Spokane payday loans smooth out the shocks

From Dick’s to the courts of Hoopfest, anything can happen that needs fast cash in Spokane. From a bad radiator to a broken bone, it can get expensive – but a Spokane cash advance can help. When you have access to a computer, you can apply for Spokane personal loans at any time. And you don’t even have to bother with credit checks or faxing documents.

Stay in your pajamas while you apply for your Spokane payday loan}

You don't have to leave your home to apply for a Spokane payday loan. Do you have a regular job with regular pay, a regular bank account and are at least 18 years old? Then feel free to apply for a Spokane short term loan online. Do it all from the comfort of your own home and keep that ankle iced and elevated on that chair next to your computer desk. It is easy to apply for this cash. That's what Spokane payday loans are all about. You don't have to have great credit. You may be considered anyway. Upon approval, nothing is final until you accept the terms and conditions outlined by your Spokane cash advance lender.

The personal loans that Spokane offers to you

People in Spokane can get personal loans; it's a fact. Whenever living in the margins of a paycheck, it is important to know that there is somewhere we can go for help with our budget. Choosing Spokane installment loans are the best way to avoid overdrawing your bank account. Paying a mere 15 to 30 percent (300 to 400 APR) for the convenience of Spokane short term loans feels much better than paying rates in excess of 1,000 APR for a mere $1 NSF fee that sits for a few days. Spokane payday loans can help you while being very convenient.

Getting a Spokane cash advance to fix your car

The online application form is easy to use and the wait period before you know if your application has been accepted is just minutes. Don't go knocking on big bank's door for a loan unless you like bureaucratic red tape, including copious documents and lots of thumb twittling. Once you are approved and have accepted your Spokane personal loan, you can get your loan in as little as two hours. You will have the ER bill paid and the car fixed before the paperwork is even reviewed by the bank. You get to choose whether you want to pay the loan back all at once or in payments with a Spokane installment loan. What are you waiting for? You should apply!

What you should know about winter car myths

It’s inevitable – Winter season weather changes the connection between you, your car and also the road. You really have to know how to separate fact from fiction within the snowy pile of winter car myths. Debunking the falsehoods about things like visibility, engine issues and snow traction help you focus on what’s important – staying on the road and out of snow berms.

Traction in snow may not get better with sandbags

Before assuming snow traction can be helped with sandbags, think about what you drive, says Popular Mechanics. It will definitely help to have another 100 pounds or so if you have front-heavy, rear-wheel drive with discount tires. It may actually be worse to have sandbags in the snow as they cause over-steering on icy roads something if you have a more modern vehicle that has all wheel drive or front-wheel drive.

Get the engine warm

You don't need to start an engine during the day to make sure it doesn't freeze if it has been sitting in the cold all night and you need it to run in the morning. If your car needs such babying, change the spark plugs to fix the real problem. All the "warm up" starts succeed in doing is diluting the oil with unburned fuel, which can lead to additional engine wear, not to mention wasted gasoline.

Winter not too bad for batteries to live

The battery will need more current for the engine to turn over if the oil has gummed up. The battery drains a bit more. You will get double that when you add the fact that there is a slower chemical reaction inside the battery with the cold. Winter isn't that bad on batteries though. Usually they need replacing in the summer. A battery can get dry with the heat boiling it. Make sure you take care of your car in the winter as well as the summer.

Wiper fluid and windshield wiper trouble

Many think that the wiper fluid nozzle has frozen over when it stops working in the winter. It can get grunge in the icy sludge in it. That will clog it most of the time. Clean the nozzles|The nozzles need to get cleaned|You can fix this easily. The nozzles should get cleaned}. You will need to look for leaks around the plastic gasket when the wiper fluid reservoir tank connects to the hoses if the system won't retain fluid.

Ice on windshield wipers causes streaking to occur often. The defroster can help this a lot. Window treatments like Rain-X can help, as can new wiper blades.

Information from

Popular Mechanics

popularmechanics.com/cars/how-to/repair/4301503

Winter tires and Dom DeLouise

youtube.com/watch?v=tNIJYlFgex0

U.S. wage downturn worst since Great Depression

When it comes to wages, something is superior to nothing. Yet those who are finding jobs after extended unemployment are discovering that earnings losses are typical. Despite numerous years of experience, workers suffering through the latest wage downturn may never get back to where they were. Such is the "new normal" within the U.S. labor market. No matter how numerous payday loans a lot of people take out they will never be able to live the way of life they had before the economic recession.

It isn't sticky situations

Historically, even during some of the highest times of unemployment in U.S. history, wage downturns have been slow. Economists call these "sticky" wages. Current recession wages are far from sticky, though. Many people are taking whatever jobs they can get which typically ends up paying close to minimum wage. They will be very educated and skilled workers that have gotten laid off just to need to pick up whatever job comes at them. About 36 percent of newly employed workers are getting paid 20 percent less than their previous jobs according to the U.S. Department of Labor.

Earnings losses on such a scale have only been seen twice in recent U.S. history: during the Great Depression and during the 1981-82 recession. The wage downturn the country faces now has already outpaced the latter period.

Unemployment causes pressure for negative wages

For over 20 months we have seen unemployment be over 9 percent. There is a ton of competition for new jobs which means that businesses, which will continue through 2011, will be able to hire new employees for less money. This negative wage pressure has forced workers to either settle for less and remain there or accept the low offer and return to college to renovate their skill sets.

The benefit businesses have

While individual workers do not benefit directly from the wage downturn, Columbia University labor economist Till von Wachter argues that in theory, being able to pay lower wages makes companies more competitive by allowing them to hire more workers. Long-term, that would aid the U.S. economic recovery.

Articles cited

Wall Street Journal

online.wsj.com/article/SB10001424052702304248704575574213897770830.html

In some countries, this is what low wage protests look like

youtube.com/watch?v=oKX7o5dXJEM

Troubled mind obvious from Jared Loughner YouTube channel

After Loughner allegedly carried out the deadly Tucson shooting spree, thousands viewed the videos on the Loughner YouTube channel. The channel on YouTube, under Loughner's username Classitup 10, has three videos, which feature sparing background songs and text. The messages in the video strongly suggest that Loughner was not quite in touch with reality. Loughner is going to have to take out a payday cash loan to hire the best legal team.

Thousands view Jared Louhgner YouTube page after shootings

Classitup 10 is what Jared Loughner's YouTube page can be found under. There are three videos there to view. There is background music to the videos with a lot of text. Many have reposted the videos all over the internet.

youtube.com/watch?v=7uRjwPWaxiY&feature=related

The video text says "conscience dreaming" by Loughner. Likely, "conscious dreaming" was what he meant. The Slate explains that "lucid dreaming" is something Loughner had become obsessed with. His friend explained this. Lucid dreaming is a state of dreaming in which a person is aware they are dreaming and can manipulate the dream somewhat, similar to the plot of the film “Inception.”. Loughner then asks if the listener is literate and says “If I have my civil rights, this message wouldn’t have happen." Apparently he lived apart from everything else in his own reality, Loughner's philosophy professor at Pima Community College recalls.

The if, then video

youtube.com/watch?v=nHoaZaLbqB4

Loughner’s second video uses many “If, then” logic statements to justify his philosophical positions. He mentions creating “new currency,” and “new language.”. In order to “apprehend…the current treasonous laws," he thinks that Americans will never read the Constitution. It seems "comprehend" may be a more fitting word. That must be what he meant. Apparently, according to him, the government is "implying mind control and brainwash" on all of America. They are doing this by "controlling grammar" in the "second Constitution" supposedly. His writings concern meanings, not structures, so he likely means “syntax,” which is the meaning of words whereas grammar is sentence structure.

Informing many of the mind controller

youtube.com/watch?v=PnNx0WThoF0

The last video is about the role of a “mind controller.”. What he seems to mean by “mind controller” is that each person interprets and defines information subjectively. Loughner believes that meaning is in the mind. That means anyone can make up whatever meaning they want for anything else they want.

Information from

Slate

slate.com/blogs/blogs/weigel/archive/2011/01/10/the-philosophy-of-jared-lee-loughner.aspx

You Tube

youtube.com/user/Classitup10

Wikipedia

en.wikipedia.org/wiki/Lucid_dream

Berry almost collapsed in live performance but relaxing in good condition

A recent live performance saw a potential major health scare for legendary rock and roller Berry. Berry almost passed out in the course of a show in Chicago. He slouched over against a piano, and had to be escorted offstage. However, he is now in strong condition. The 84 year old living legend is resting at his home.

At Chicago concert, Berry nearly passes out

On New Years, Berry was in a concert at the Congress Theater in Chicago. While performing, Berry went to the electric piano and sat down. Then he began to slump over in front of everyone. Then Berry waved because he needed help. Then he went offstage immediately. A half hour later, he came back so enthusiasts would know he was okay. Then the dance step he made famous, "duck walk," was done by him. The "duck walk" was copied by a lot of different individuals. Angus Young of AC/DC was the most famous. Berry had been feeling ill that evening, and he returned home to St. Louis the next day.

A Chuck Berry concert reschedule

The live performance is already rescheduled for January 19 and is sold out, as outlined by Yahoo News. Berry is said to be active and in exceptional health at 84 years of age, however he simply was fatigued. On New Year's Eve, Berry performed 2 concerts. The next night, he flew to Chicago.

Stronger than ever

Not many musicians have the longevity and influence of Berry. Berry has been the influence for artists like the Beatles, the Rolling Stones, Bruce Springsteen, Ted Nugent, AC/DC and legions while he has recorded since the 1950s. The song “Johnny B. Goode” contains perhaps the best known rock ‘n’ roll guitar riff ever recorded, and other hits like “Roll Over Beethoven” and “Maybellene,” among others, are all part of the bedrock of rock and roll. The genre is personified by Chuck Berry. He is nearly exactly what it is.

Citations

ABC News

abcnews.go.com/Entertainment/wireStory?id=12523212&page=1

Yahoo

news.yahoo.com/s/ap/20110103/ap_on_en_mu/us_people_chuck_berry_18

Will Selva, ESPN news anchor, accused of plagiarism

An anchor for the ESPN media network has been charged with plagiarism. Selva has admitted it was a “mistake”. Supposedly, Selva replicated and used a passage from the Orange County Register. He did not at any point credit the author, Ding. Just because creating content takes time and effort doesn’t always mean it is profitable. This is just the latest incident highlighting problems with content management online. Media content can cost enough to require a lot of people to take out an pay day loan just to purchase.

Plagiarism gets Selva on leave

Anchor of overnight program “Highlight Express,” Will Selva, talked about a game. It was the game with the LA Lakers v the San Antonio Spurs. The majority of that on-air spot was taken word-for-word from an Orange County Register column about the exact same game, written by Ding. While on the air, no credit for the content was issued by Selva. Wednesday he apologized. He said a “mistake” happened. Reportedly, Selva had copied the column over to his script while doing research and “forgot to rewrite it.”. In a statement, Will responded to the allegations by saying:

“I made a horrible mistake, and I’m deeply sorry. I sincerely apologize for my sloppiness, especially to Kevin Ding, viewers and colleagues.”

Never an opportunity for redemption from will Selva

Associations of plagiarism weren’t good for Will Selva. He got indefinitely on leave from ESPN. Accidental or not, plagiarism of content is proving to be a very sticky issue for several media outlets. Lately, “Cooks Source” magazine has been caught taking information from online sources. Almost all sources online would get information stolen. With 24-hour media networks and a constant online stream of content, plagiarism is both easier and more tempting than ever. Selva’s mistake can be addressed by ESPN with “appropriate action” being promised. The issue of whether or not there is enough online streaming protection needs to be considered as well. Many assume that plagiarism will never be fixed since online problems that like might never be fixed.

Citations

FanHouse

nba.fanhouse.com/2010/12/29/espnews-anchor-will-selva-suspended-for-plagiarism/