Five are slaughtered and 1 wounded by shooter in Yuma

A 73-year-old man went on a shooting rampage in Yuma, Ariz., on the morning of June 2, 2011. The shooter, Carey Hal Dyess of Yuma, slaughtered 5 individuals and wounded one other person before fatally turning his rifle on himself, according to experts.

Death of a lawyer seen

Although the facts remain sparse at this time, it is clear that there were no less than two shooting locations. Four fatalities happened in Yuma County. One was in Yuma city. One victim is in critical condition right now. The victim was transferred to the Phoenix Emergency room to be viewed closely. One victim in Yuma was Jerrold Shelley who’s an attorney.

So far, the other victims’ names weren’t released. It won’t be long until the names are released. Police say that an adult male was the man slaughtered in city limits. The male was in a local business. Dyess then shot him by running in.

Dyess involved in civil divorce suits

Dyess was involved in two civil court cases stemming from a divorce, as reported by court records. In 2006, a judge problems Dyess be protected in one lawsuit. Information on motive has not been released. That information may never be released.

Law enforcement responds to a morning call

There was a call to the law enforcement’s station around 9:30 a.m. It said that there was gunfire. This caused a lockdown of the court house and schools in the area. This was just a precaution. Nobody was injured at the courthouse, and subsequently the lockdown was lifted.

Shooter killed himself

The Yuma County Sheriff’s department later found Dyess, killed of an apparently self-inflicted gun wound.

All about the county judge’s statement

Andrew Gold is the Yuma County Presiding Judge who made a statement to the Arizona Supreme Court recently. He says that he is shocked and saddened by the attacks, but that he remains “thankful that those within the courthouse are safe.”

Information from

News Tribune

thenewstribune.com/2011/06/02/1690376/police-5-killed-in-shootings-in.html

CBS

cbsnews.com/8301-504083_162-20068375-504083.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+CBSNewsCourtWatch+%28CBS+News%3A+Court+Watch%29

WLTX

wltx.com/news/national/article/138854/142/5-Killed-in-Shootings-in-Yuma-AZ

U.S. continues to stay in growth recession

Think it is the time to commemorate economic recovery? Do not get any ideas, suggests Investor’s Business Daily. Employment is still hard to find, and the Gross Domestic Product is slow, which signifies the United States is still mired in a growth recession.

The facts about a growth recession

When economic growth is so low that it creates net unemployment, it is called a growth recession. Also considered a Growth recession is when job creation potential is very low for growth. Underachievement is also involved. A country’s gross domestic product is expanding at too slow of a rate with job contraction.

Facts in a tailspin

Here are just a couple of the signs that a growth recession is here, writes Investor’s Business Daily:

• ADP Payroll Services found that 38,000 private-sector jobs were created in May 2011. That’s 100,000 short of the minimum goal economists had marked for economic growth.
• Challenger, Gray & Christmas showed that there were 37,135 jobs cut in May. From April, that’s a two percent increase.
• In the first quarter of the year, there was a 4.2 percent decrease in United States housing prices.
• There was a 4 percent decrease in the Mortgage Bankers Association’s mortgage application index. This occurred in just one week at the end of May.
• The Institute for Supply Management’s factory activity index – an indicator of U.S. manufacturing health – dropped from 60.4 in April to 53.5 in May, the lowest score on the index since September 2009.

Back into economic downturn

Getting joblessness back to normal is something that may not occur considering the U.S. GDP growth. It was only at 2.7 percent in May. The only way for the U.S. government to keep away from the double-dip economic downturn is to match the growth with the borrowing, which is at $1.5 trillion in 2011.

The United States needs to change if it is going to get back to economic health, claims Michael Pento. Pento is a senior economist at Euro Pacific Capital.

“Genuine government stimulus comes from low taxes, stable prices, reduced regulation and low debt,” said Pento. “Our economic policymakers have scrupulously avoided such remedies.”

Summer 2011 will smell of economic déjà vu , states The Indypendent. Spending cuts and tax increases are apparent in almost every city and state. The Federal Reserve is backpedaling at the moment. The United States may soon end up in a depression instead of a growth recession if things do not turn around.

This video will explain it

http://www.youtube.com/watch?v=lIGJy41ekEU

Citations

Wikipedia

en.wikipedia.org/wiki/Growth_recession

The Indypendent

indypendent.org/2011/06/02/the-coming-double-dip-recession/

Investor’s Business Daily

investors.com/NewsAndAnalysis/Article/573972/201106011847/President-Plays-Economy-Lists.htm?src=HPLNews

Gri.pe concerning negative service with a free app

Some consumers who have undesirable experiences with corporations feel motivated to notify other customers via the Better Business Bureau that something’s amiss. But the BBB is not always the fastest way to solve such problems anymore. It makes cell users want to Gri.pe, using a new application that acts like a better version of the BBB for the age of Twitter.

Saying ‘Word of mouth is powerful’

The New York Times states the free Gri.pe iPhone or Android application is available to any consumer that wants to complain concerning a company with Twitter’s pace at their fingertips. According to the company, the “word of mouth is powerful.” This reminds customers that they can do something to fight companies that are terrible. With Gri.pe, it is easy to use the interface to post grievances to Facebook and Twitter. The company’s customer service department then has access to this information. In the process, Gri.pe invites the business in question to respond to the charge and potentially remedy the problem, similar to the way Yelp works for service industry businesses.

Consumers are also able to use “cheers.” These are good notices. Then they can talk about it with friends on the Gri.pe network.

Making a Facebook post requirement

Gri.pe CEO Farhad Mohit states that the reason for Gri.pe to require posting to websites for instance Facebook isn’t so you are able to have an annoying and anticipated add-on. Instead of just getting all the negatives, consumers will be able to get more with Gri.pe. This is because frivolous posts, also known as “social bullying,” are avoided with the Facebook and Twitter requirement. It is easier to be a jerk when you have no idea who’s reading it. You’ll only make accurate comments. Gri.pe is allowed to remove any offensive comments if the process does not work also as the business has planned.

Gri.pe’s year went nicely

In spite of having been founded little more than a year ago, the six-person company has nothing to Gri.pe about when it comes to its user base. According to Mohit’s estimation, nearly 1.7 million people already use the service. “Online word-of-mouth power,” which Mohit refers to with the fun-sounding acronym “womp,” is simply that powerful. It must be since over 100 million local businesses are wanting in on the action with Gri.pe.

Watch grievances on ‘The View’

Information from

Gri.pe

gri.pe/

New York Times

nytimes.com/2011/05/29/technology/29digi.html

House prices go down as foreclosure rates soar

Home prices are still falling in the U.S. And foreclosure rates are increasing. Really, this ought to make house buyers happy. However, should you be looking to sell, it might be advantageous to wait a little longer.

How the FHFA report shows it going

The home-price index fell swifter than it has since 2008 in the first quarter according to the Federal Housing Finance Agency. In the last quarter, prices went down 2.5 percent, which is a 5.5 percent drop from last year was. The report did not contain all homes. Only Fannie Mae or Freddie Machomes were included. It excludes cash only sales.

Several think it is from the foreclosures

FHFA acting director Edward DeMarco said, “In many local real estate markets, particularly those hit hard by this cycle, foreclosures and other distressed properties are still a key factor in recorded and anticipated future sales and may be delaying price stability or recovery.” The prices of homes in foreclosure are dropping, according to RealtyTrac. During the first quarter, the average sale price was $168,321 which dropped 1.46 percent from a year ago and 1.89 percent from the quarter before. And because foreclosures lower the value of other homes in their neighborhood, they impact the rest of the index as well.

Foreclosure third parties

“While foreclosure sales continue to account for an unusually high percentage of all residential home sales, sales volume is well off the peak we saw in the first quarter of 2009, when nearly 350,000 foreclosure properties were sold to third parties,” reported James Saccacio, the CEO of RealtyTrac. There was a 16 percent decline from the last quarter and 36 percent decline from a year ago in the number of homes sold to third parties which was at 158,434 in the first quarter.

Foreclosures rates vary by area

The percentage of houses on the industry from foreclosure is different in every state. In Ohio and Illinois it was 41 percent. A 45 percent rate was shown in California and Arizona. In Nevada, foreclosures were 53 percent of the industry.

Worry about scams in the foreclosure industry

More foreclosure scams have come about. They are sometimes hard to see. Homeowners end up with nothing in these scams that have upfront fees for foreclosure prevention. The Federal Trade Commission no longer allows upfront fees for negotiations on mortgage reduction plans. This change was made in Feb.

Information from

Wall Street Journal

blogs.wsj.com/marketbeat/2011/05/25/home-prices-fall-at-fastest-pace-since-late-2008/?mod=google_news_blog

DS News

dsnews.com/articles/home-prices-post-biggest-drop-in-two-years-as-foreclosures-depress-market-2011-05-26

DS News

dsnews.com/articles/home-prices-post-biggest-drop-in-two-years-as-foreclosures-depress-market-2011-05-26

Daily Finance

dailyfinance.com/2011/05/27/foreclosure-prices-fall-again-how-your-state-stacks-up/

An auto headlamp primer

There aren’t many drivers take the time to consider anything about their front lights than whether they turn on. There’s a fascinating story behind the development of the headlamp, Popular Mechanics explains to us. Knowing how they work and the way to maintain them is more than interesting, but can save you from unwanted collisions.

In the beginning

There were headlamps over a century ago. They used kerosene or acetylene to fuel them though. These open flames were eventually swapped out by small electric blubs within a reflector/lens casing. As old bulbs suffered from insufficient insulation, corrosion was common and would quickly dim the lights. Before the corrosion though, the lights were like constant high beams. In fact, they ended up becoming illegal in 1941 by the United States government since they would nearly blind people.

New bulbs to use

Tungsten filament bulbs resembled standard household light bulbs. By the 1920s, people began to have switches for high and low beam lights. Brightness and overall beam control were inconsistent, which is not surprising, considering the bulbs were cheaply made. The sealed-beam lights were replaced in 1973. The quartz-iodine lights came in.

Quartz-Iodine brings the tungsten

Quartz-Iodine (QI) is the standard headlight technology in use today. The bulb and reflector are protected with modern sealing materials while the bulb is quite small. The filament burns much hotter producing brighter light. This is because quartz glass can withstand very hot temperatures. When QI bulbs require replacement, the headlamps don’t have to be re-aimed, thanks to precise design of modern filaments.

The nice HD bulbs

High-intensity-discharge bulbs (HIDs) ditch the tungsten filament in exchange for a high-voltage arc that resembles a miniature lightning run. While a high original current is needed to turn the bulb on, once an HID is up and running it requires less energy than a standard QI lamp. Most observers claim an HID produces a crisper beam, but because they take a moment to reach full intensity, high-beams on HIDs could be problematic, particularly in emergency situations. You can get HID arrays with QI bulbs to fix this problem. Still, it costs a lot of money.

LEDing you into the future

Taillights already use LED (light-emitting diode) lights, but they aren’t standard for headlamps yet. According to Popular Mechanics, only the Audi A8 has them standard today. The bright and power efficient LED light helps several individuals see farther. This helps if there is ever an emergency or dangerous situation.

A lot of people want to experience LED front lights although they don’t own an Audi A8. There are DIY choices for those individuals, the Instructables site explained. The power used by an LED is very little. That means compatible turn signal switches are non-existent. To be able to get the right current going, you’ll need to switch them out.

Articles cited

Instructables

instructables.com/id/DIY-LED-car-headlights!/

Popular Mechanics

popularmechanics.com/cars/how-to/maintenance/how-your-headlights-work

An inside look at LED headlights

youtube.com/watch?v=wSkQ4h-sFiY

Los Angeles Dodgers trying to dodge the Brian Stow suit

The family of Brian Stow is suing the L.A. Dodgers. Stow is the male who was beaten by Dodgers followers after a game. Dodgers’ followers attacked Stow, a Giants fan, in the parking lot after the opening day game between the Giants and Dodgers and almost perished from the injuries. The subsequent investigation has resulted in only a single arrest.

Brian Stow beating case led to arrest

The LA Times reports that a criminal arrest was made by the LA Police Department recently. The arrest was made as part of the Brian Stow beating case. Giovanni Ramirez, 31, was arrested by the LAPD on suspicion of being one of the two assailants that beat Brian Stow, who has remained in critical condition since he was attacked March 31. Stow was seen being taunted by two men because he wore a Giants shirt until one took a swing at him. He was kicked repeatedly after falling to the ground. Even after he became unconscious, the men still beat him. Ramirez, a known gang member, has three prior felony convictions and is being charged with assault with a deadly weapon, as he kicked the victim nearly to death.

Suing the Dodgers

ESPN states that since the Dodgers did not have enough security, the Stow family is suing them. The Stow family lawyer states the Dodgers are responsible for making sure the stadium is safe and has enough security. It clearly was not so. The Dodgers took care of security right after the incident. They employed more security personnel including previous LAPD officials. Other Dodgers enthusiasts have been drunk and unruly in the past. Some say these “problem fans” are gang members that like to watch the game. There were sketches made of the two men that beat Stow. Ramirez was identified as one of the men by his parole officer. It is unclear who the other man is. He could be everyone. CNN states that Stow has movement in his arms and legs and has been able to open his eyes.

Sports enthusiasts are violent sometimes

Sports fans and violence have gone hand in hand for some time. In 531 A.D., the Nika riots occurred in Constantinople due to chariot racing for a week, reports Wikipedia. Before the army killed the rioters, there were 10,000 deaths and half the city was burned down. Soccer has caused violence in Europe for a long time. When the Greek professional soccer championship was over in Greece at the end of April, enthusiasts rioted, states Fox News. Polish soccer supporters rioted on May 3 after the end of the Polish Cup Final match, according to the Daily Mail, and had to be subdued by riot police after invading the field, setting the stadium on fire and assaulting players.

Articles cited

Los Angeles Times

latimes.com/news/local/la-me-dodgers-20110523,0,2773021.story

ESPN

sports.espn.go.com/los-angeles/mlb/news/story?id=6584013&campaign=rss&source=MLBHeadlines

CNN

articles.cnn.com/2011-05-19/justice/california.fan.beaten_1_billboard-campaign-brutal-attack-parking-lot?_s=PM:CRIME

Nika Riots

en.wikipedia.org/wiki/Nika_riots

Fox News

foxnews.com/sports/2011/05/02/aek-fan-club-torched-2-days-cup-final-riots/

Daily Mail

dailymail.co.uk/news/article-1383480/Concerns-hooliganism-Poland-football-cup-final-ends-mass-riot.html

England experiences a rise in installment loans

The number of payday loans has escalated substantially over the last month in Great Britain. The increase continues to dramatically escalate following the Bank Holiday at the start of the month. There has been about a 58 percent boost in the demand since the same period just a month ago.

Costs surge still

An economic indicator in Great Britain could possibly be the increase in payday loans. This is what financial experts are looking at. Moneysupermarket.com explained that in just the last six months, the average amount spent by an excellent Britain family in one week has boost by 54 pounds, which is about $87.

Stagnant wages

There has been a huge struggle for working people since wages have been stagnant. At the same time, prices have been increasing quite a bit. About 8.5 million households would have a lot of troubles without their primary source of income according to a Scottish Widows report. Financial stability is something only 25 percent of individuals would be confident with if this income were lost. At least there is that.

The Consumer Protection Report from Scottish Widows also reported that nearly half of the country’s families with kids are reliant upon two salaries.

Economics and cash advances

Moneysupermarket.com’s head of loans and debt Time Moss says, “These products act as a barometer, giving a unique insight into the state of the nation’s finances.” Moss continues, “It’s no surprise to see the demand for installment loans rise so sharply in the current climate.”

Paying for installment loans or overdrafts

Getting an overdraft fee penalty is typically worse than these loans. This is what Moss explains despite their critics.

Do not just make any decision

When getting a pay day loan, make sure you are very careful and think about the decision. It will cost even more to pay back a cash advance loan if it is not paid in time. Typically only a few weeks are given to pay them back.

Citations

My Finances

myfinances.co.uk/loans-and-credit/2011/05/17/payday-loans-rise-in-popularity-after-bank-holiday-spending

Payday Bank

paydaybank.co.uk/news/

Yorkshire Post

yorkshirepost.co.uk/business/business-news/demand_for_payday_loans_on_the_rise_1_3403086